yes one day before puasa.
my Mrs went out to town to buy something, and she came home without a car. Someone 2nd car in front stopped suddenly. The car in front of her managed to brake and stopped in time. But she didnt, she hit the car in front of her. a pregnant lady, whad to be driven to hospital in an ambulance for check up... to be sure. That car was a writeoff. our car was a writeoff.
The insurance company compensate us $3500, ie the sum insured, $3800 less $300 excess.
I bought this Honda Odyssey 1995 Auto from a Briton who are going back to London. Cost us $2500.